Read time: 4 minutes

“To be a successful investor, you’ve got to be an optimist. You have to believe in the innovations that come from the human mind and the human spirit.”

Charles Schwab

As we come off a rough 2022 for markets, it’s easy to be pessimistic.

The headlines are almost all bad news

• Experts predict a recession

• Companies are laying people off

• Inflation is still high

• Home prices are dropping

And so forth.

I’d like to use this newsletter as a measured case for optimism.

First and foremost, I believe we live in the greatest time in human history.